Comic Strip of the Day

CSotD: Reporting from the Front

Slide-1
We've covered cartoonists who report from the Middle East, from Appalachia, from Congo. Now Jen Sorensen reports from her own backyard with a piece that gains its impact from just how normal and mundane her life is. 

And, as she notes, unsustainable.

(Follow that link to read the rest.)

The "Open Letter To The Supreme Court" is, of course, a handy fiction. For one thing, the Supreme Court make decisions on whether a law is permitted under the Constitution, not whether it appears fair, unless its "unfairness" impinges on civil rights or amounts to "cruel and unusual punishment," and less of either of those lately.

And, for another, they've already made up their minds. As Chris Baldwin noted in the comments a few days ago, the justices make their actual decisions just after arguments. The delay is to allow them to write their opinions.

Meanwhile, the spin we've seen, not just on "Obamacare" but on the entire topic since it was (clumsily) raised at the start of the Clinton administration, is a fanciful combination of libertarian Darwinism, distortions, blatant lies and obsequious kowtowing to Big Pharma and the medical lobby.

That's what Sorensen can address, and does, admirably, because she's not down at the homeless shelter interviewing the most outrageous examples of system failure.

It's too easy to dismiss those cases because they're over there somewhere, not in our lives, not in our social circles, and we see their clothes, their grooming, their speech patterns, their lives, as "other."

For anyone eager to not allow his own life to be disrupted, their problems are readily put aside as their own fault or at least as not typical.

I've heard the social Darwinists explain that we don't need systemic reform to address issues of poverty, of poor health care, of homelessness, because that's what churches are for, and say quite sincerely that they donate to their own church and even work within its social mission to help the less fortunate.

Which is personally admirable, but, in terms of addressing the crisis, is like distributing floaties to the Titanic passengers.

So now here is Jen's story, and it's harder to dismiss, because she's a nice, clean, pleasant person who could be your ex-college roommate or your daughter-in-law or your neighbor. She fits in your life.

And her story could much more credibly be yours. It's certainly mine. 

I've lived without health insurance for three years, since my last full-time employer went belly up.

There was a brief period, between the time I was cut and the time they filed for Chapter 7, when I had affordable COBRA coverage. But continuing to get coverage through your previous employer's policy assumes that your previous employer exists and has a policy.

Once the company filed for bankruptcy, that was the end of its former employees' health coverage.

Like the people in Jen's cartoon, I sought individual coverage. I didn't expect to be able to afford full coverage, the kind where you can go in for a $20 copayment at the start of an illness, or even once it has progressed beyond the start, and get some help.

I just wanted some "God forbid" coverage. The best offer I could get for that came with a $5,000 annual deductible and they wanted a little over two-thirds of my pre-tax income.

Or, to put it another way, pretty much all of my post-tax income.

"Live free or die" is not just our state motto. It's a directive from the health industry.

I couldn't figure out a way to fork over nearly all my money and still have a roof over my head and food to eat. So much for the "live free" option.

When I go to my doctor, he sometimes suggests a test or a procedure, and I remind him that I can't afford to do things that would make my life better or more comfortable. If it isn't going to actually prevent my premature death, it can't happen.

And he shakes his head and I see his frustration, because he didn't invent the system.

And he's a decent enough person that his waiting room has Sports Illustrated and Redbook, not the god damned yachting and vacation magazines other doctors offer their patients. And he doesn't decorate the place with framed god damned photos of his last god damned trip to Fiji like other doctors do.

I like him.

But there's not much he can do for me, aside from caring.

Look: We're the only people who live like this, with cars and television and grocery stores but no decent system of health coverage. If you believe in "American exceptionalism," well, there's an example of it, and one that shames us.

All of us.

Without exception.

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Comments 8

  1. I have yet to hear someone without insurance talk about how wonderful our health care system is, and how we have the Greatest Health Care in the World (TM). I went for years on the Republican plan–stay healthy or die quickly. I stopped taking medicines needed because they cost as much as my mortgage, I had a broken tooth digging into my tongue because going to a dentist was no more realistic than a trip to Paris for the weekend, I couldn’t see all that well because I chose eating over getting new glasses. I wish our policy-makers had to buy their own insurance; I think we might see some changes then.

  2. The broccoli comment was an invitation to be mocked. She took it up very well, indeed.
    And there was, as I recall, an amendment offered that would make Congressmen live with whatever health coverage the reform ended up approving. It did not pass. They’re not stupid enough to try to live the way the rest of us do.
    When I was first divorced, I went three years without coverage, but I was 34 and healthy and, if something did happen to me, the kids could go live with Mom. Now I’m off insurance again, but the kids are grown and gone. However, there appears to be a state law that, if I had something that put me into long-term care, they could insist on my kids paying for it. Which I understand. They don’t want me giving my stuff to my kids so I wouldn’t have to pay.
    For instance, two weeks ago, I got back from a trip to Northern New York and gave my oldest son a 12-ounce hunk of extra-sharp cheese. Obviously an attempt to dodge paying for health care!

  3. I hope the cartoon gets shared around — I certainly re-posted it on Facebook, and might steal it for my own blog in the near future too. I think a lot of people in okay-not-great office jobs that come with health insurance just haven’t thought about how impossible the system would be to navigate without HR to do it for you.
    I know for my part I’m one of those “drains on the system” that people keep talking about. For $100+ a month I could get “crisis coverage” style insurance, but anything bad enough to put me in the hospital for more than a day would max out my coverage, and the deductible would bankrupt me most weeks anyway. Better to go uninsured than piss a hundred bucks away each month and go bankrupt a tiny bit slower if something goes seriously wrong with my body.
    Is it a drain on hospital budgets? Absolutely. Is there much of anything I can do about that? Not really. My heart doesn’t exactly bleed because they won’t get their $50,000 or whatever in insurance payouts before bankrupting me.
    But that’s not an argument that’s easy to explain to people whose health care comes without them having to think about it or budget for it. So yay for cartoons?

  4. My best price for crisis coverage was about 10 times what you were offered. One thing the GOP has called for is easing the rules about crossing state lines. I don’t know how you do that without replicating what happened when they eased restrictions on banking in that manner, but it would be nice to be able to form “groups” for insurance without the restrictions that exist and that keep them small and powerless. (And,given that the same people who want to see cross-border insurance trade are the ones who talk states’ rights on everything else, well, I tend to beware the Greeks when they offer gifts.)

  5. Groups formed for the purpose of getting insurance don’t work – only people who feel they need insurance will join, and there’s no money in selling insurance to people who are likely to use it. Hence the need for the individual mandate or some other mechanism (such as a single-payer system supported by taxation) that rounds up the low-risk pool.
    There’s a good – and by “good” I of course mean “human but wonkish” – post on The Incidental Economist today: http://theincidentaleconomist.com/wordpress/health-care-aint-easy-for-those-pre-medicare/. Caution: no cartoon content.

  6. “I’ve heard the social Darwinists explain that we don’t need systemic reform to address issues of poverty, of poor health care, of homelessness, because that’s what churches are for, and say quite sincerely that they donate to their own church and even work within its social mission to help the less fortunate.”
    She did a very good Cartooon about that back in the day: Ron Paul’s Muffincare
    http://www.slowpokecomics.com/strips/ronpaulhealth.html

  7. Yes, Gary, an excellent piece. Must have been something else truly wonderful that day for that to have missed appearing here.

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