Comic Strip of the Day

CSotD: In which Norm Feuti and I preach to the choir

RETAIL

There are times when Retail gets into crabby, insider niches that only those who have worked at their local mall will find funny. On the other hand, "refreshingly honest" is a compliment, and it can also be a public service.

For instance, I can justify making the "It must be free!" joke when an item won't scan because I'm old enough to have been a shopper back when they first installed scanners in grocery stores, and to remember that, in order to help us adjust to the Brave New World, they promised us all that, if it didn't scan, they'd give it to us free!

Which they were happy to do, as long as it was a can of peaches. The policy ended when I tried to buy a coffeemaker at the grocery store and the scan code hadn't been input. That was my first post-scanner price-check delay.

So I should be able to make "It must be free!" jokes, because, dammit, they OWE me! Literally!

On the other hand, reading Retail has made me aware that "It must be free!" is as inevitable, repetitive and annoying to cashiers as "Here we go!" is to people who operate amusement park rides, and as pointless as busting the waiter's chops over something the cook screwed up.

Which has nothing to do with Val's complaint here, except that it seems petty and whiny until you think about it, and then it doesn't.

Besides, in today's case, hold-ups at the checkout counter also impact the other customers.

You know what I mean:

 

And checks really are an outdated technology.

I keep thinking that I should order new checks, because the checks I have still show the address and phone number from when I lived in Maine, which is rapidly closing in on four years ago.

And then I think, well, what the heck, I've got a whole lot of checks left and why spend money on something so inconsequential?

I write one check a month to my landlord, who knows my current address because we live in the same building. And I wouldn't write that one, if I weren't self-employed. Back in my wage-slave days, I had my rent direct-deposited in my landlord's bank account.

Sometimes I send a check to an artist, but I mostly PayPal them. Everything else goes on the debit cards. I have a couple of them, dedicated to different purposes. 

Some people don't trust debit cards, however, and that's their right. There are all sorts of ways to pay for things, and the legal ones are all acceptable.

Pulling out a wad of cash for any purchase much over $20 is kind of, well, eccentric and becoming a little tacky, something along the lines of carrying around $50 and $100 bills. It summons up images of sitting in a rocker on the front porch with a shotgun in your lap, a corncob pipe in your toothless gob and your life savings stuffed in an old blue-tick mattress on a naked box spring.

But there's a reason they call it "legal" tender. It's legal.

And I carry a couple of blank checks in my wallet mostly for emergencies, like a broken scanner or a place that won't take plastic. It comes in handy sometimes. Sometimes three times in the same year! 

Rarely that often.

Okay, look: There's nothing wrong with paying by cash or by check, but, in at least partial solidarity with Val and with the people behind you in line — and I know that nobody this relates to will read it because it's on the Internet — a few guidelines:

 1. When paying in cash, remember that the cashier's drawer has all the coins laid out in order. If you've got the extra 15 cents to make the change bills-only, cool. But I promise you, it is faster and easier for the cashier to come up with 53 cents in change from the drawer than it is for you to come up with 47 cents from your change purse. Really. You are doing nobody any favor.

2. When writing a check, odds are the cash register can fill out everything but your signature. Just sign it and hand it over. The total isn't going to change and they'll show you the check before it goes in the drawer.

3. If you insist on writing the check yourself, fine, but the name of the store will not change in the course of the transaction. Your name will probably remain the same, too. And, unless you're in an all-night place, the date isn't likely to change while you're standing there. You can fill in all those things now, and just write in the total when it comes up.

4. If you stand there and balance your checkbook after completing your purchase, the people behind you in line are legally entitled to urinate on your leg.

Previous Post
CSotD: Love issues, printing issues and what it all really means
Next Post
Richard Thompson recovering from brain surgery

Comments 13

  1. I agree with everything but #1. I live in rural West Bumblefreak and the cashiers here really do appreciate change; so much so that sometimes they will buy it from me. The people in line behind me also understand this. I’m a displaced city girl. Some things were learned by quiet (although often frustrating) observation.

  2. I have my old checks from 2 residences ago. No one seems to complain about that.
    Though, the only checks I write are for dry cleaning anymore. My bank will cut a check for me via online bill pay and mail it wherever, postage free.

  3. Jan, the issue isn’t small change but exact change. As I said, adding another 15 cents to make things come out even is fine, so, if the total is $4.37 cents, a five and two quarters is good, and four ones and two quarters is even better. What makes me crazy is the digging through the purse for two dimes, three nickels, two pennies … At that point, let the person with the drawer make the change.
    And Mat, I’m probably showing my age by not trusting the online bill pay services. When they launched, there were a lot of people getting late fees because the banks weren’t issuing the checks with any particular haste. I’m sure they’ve improved in the — what — decade since? But first impressions matter.
    FWIW, when I was first in Maine, my ISP wasn’t set up to let you pay for your access on-line. Kinda made me wonder if they knew how any of it worked.

  4. The current iteration of online bill pay is a bit smoother than it used to be. I’ve had two issues, unfortunately. One was when checks weren’t sent, despite hitting “send”. I only realized after I’d been dinged for a late fee that it was never sent.
    Another problem is that it’s hard to estimate how long it will take for funds to move from point A to point B. In fact, I was one (business) day late for a credit card bill because the funds didn’t move immediately. Of course, that didn’t stop the credit card from harassing my mom (!) about a credit card (for whatever reason, they called the “emergency number” instead of my number to complain about a nonpayment for a bill I had, for all intents and purposes, paid 5 days ago). Just taught me to pay those suckers in advance.
    However, on the whole, it works much smoother for me, mostly, because I’ve grown up with so many people bitching about my hand writing that I’m afraid my checks will never reach their intended destination or will be unreadable if they do make their destination.

  5. Concerning coins, a side-grumble: isn’t it time we got rid of the penny? Maybe even the nickel, too — that way transactions could be to the nearest tenth of a dollar instead of hundredth. The penny’s only function seems to be to make cash transactions more cumbersome.
    It’s not like we (US) haven’t ever done a similar thing. While I don’t think we ever had a mill ($.001) coin, I remember one of my aunts showing me some 1-mill tax tokens from the early 20th Century.

  6. On the other hand I hate those damn check cards. Last weekend I stood in line while I watched one guy swipe,his card then get out of line and run over to the ATM to get some more money to finish the transaction. The next one in line could not get his card to swipe, the cashier could not get it to work and then finally after who knows how many tries it worked. The next person did not know how much was on the gift card and them proceeded to use 4 of the cursed things to pay for their crap. I get out the cash for the week each week and when it is gone I’m broke until I draw nest week’s so that when I get to my turn I can pull the bill out and I have my coins in hand and yes I give exact change, but I’m still quicker than the idiots using plastic. Sometimes the old way works best. Oh and I do write a check at least 3 times a week and will do so until the outlaw them.

  7. Mike, she’s not *trying* to do anyone a favor by digging out the 47 cents instead of taking the 53 cents – she’s trying to get rid of one dollar (net) in change. That purse is heavy enough.

  8. Well, she’s succeeding in not doing anyone any favors. I was about to say it would be different if she’d carry one of those bus conductor’s coin holders so she could just click out the exact change — and that reminded me of long, long ago, when they made a kind of money holder that went in a purse or pocket and had rows of horizontal plastic slots sized so you could fill them with quarters, dimes, nickels, and pennies in that order, and then just slide out what you needed, very efficiently.
    Funny, they used to be everywhere. I don’t think I’ve seen one in 40 years. I’d like to surf around and have a look but I’m not sure how to describe it for a search.

  9. They worked. I wonder why something so simple and functional simply disappeared?
    Um … okay, I might not feel comfortable carrying THAT particular one. Now, if there were a My Little Pony model …

  10. I gave up on carrying cheques back in the 80s, as places were increasingly not taking cheques anymore. I just use them for rent now.
    I can also do small change much faster than a person with a debit card, but I have a coin holder so my coins are sorted.
    Plus, the typical debit exchange goes like this:
    Person shows debit card.
    Cashier says “Debit?”
    Person say “Yes.”
    Cashier say “You want cash back?”
    Person says “Sure, $40.”
    Cashier hits some buttons.
    Person waits for cashier to turn around, then swipes card. This fails… they might try a second time.
    Cashier says, “Chip goes up top.”
    Person puts card in the top.
    Person enters pin.
    Five seconds pass waiting for the approval.
    Receipt finishes printing while person is putting card away. Cashier grabs the receipt, opens the drawer, and gets $40.
    Cashier hands over $40 and receipt to the person.
    Transaction is finally over.
    Needless to say, when I see the person holding their debit card while things are being run up, I expect a long wait… at least on par with someone giving small change from a wallet.
    As for using debit cards… I avoid them, and prefer to do cash for anything that isn’t large… I work in IT, I know how valuable maintaining some privacy can be. So I prefer to not have my entire spending habits in the system. I’m often surprised and how easily people keep giving away chunks of their privacy for the sake of new technologies which are increasingly designed to invade people’s privacy.

  11. Sent me back into the files, Brent, and then back to my personal blog, because this one was written a couple of years before CSOTD launched.
    http://nellieblogs.blogspot.com/2006/07/semi-busted.html
    And I’ve got the cards now and I still think they’re a ripoff but I get so specifically tracked on the Internet that I’ve decided to hide my groceries in plain sight.

  12. I draw the line at groceries… too many data points (on the internet it’s easier to block, corrupt, or add lots of false data points).
    But mostly it probably comes down to the fact that the first time I used a debit card for groceries, my bank sent me a letter to congratulate me on the purchase. Complete with details of where, when, and how much. And a final paragraph encouraging me to do this more often.
    Which just made me much more cautious about never being caught short on cash like that again.

Comments are closed.

Search

Subscribe to our newsletter

Get a daily recap of the news posted each day.